Welcome to Annuity Brokers! Our firm and financial professionals are dedicated to helping people like you retire with peace of mind. We work with insurance companies to protect your wealth in retirement. Please watch our videos to learn more.

Telephone: 636-266-3010

Why Annuities?

Annuities are designed to provide a steady cash flow for people during their retirement years and to alleviate the fears of outliving their assets. Since these assets may not be enough to sustain their standard of living, some investors may turn to an insurance company or other financial institution to purchase an annuity contract.

Fixed Annuity

A fixed annuity is a type of insurance contract that promises to pay the buyer a specific, guaranteed interest rate on their contributions to the account.

Fixed Indexed Annuity

An indexed annuity is a type of annuity contract that pays an interest rate based on the performance of a specified market index, such as the S&P 500.

Variable Annuity

A variable annuity is a type of annuity contract, the value of which can vary based on the performance of an underlying portfolio of sub accounts.

How Annuities Help You

Annuity contracts are designed to create a lifetime stream of income for you. Consider two case examples:

Maggie

Maggie is a widow and enjoys gardening. She worked as a secretary at a large company. Luckily, her company allowed her to save into a 401(k) plan. She works with her financial advisor and determines that she needs lifetime income. So, she purchases an annuity, which allows her to receive monthly income checks.

Ron & Judy

Ron and Judy love world travel. After retirement, they no longer wanted to continously worry about the stock market while in Mexico. So, they invested in an annuity to diversify their risk. Now, some of their retirement funds are earning a fixed interest rate.

Are Annuities Safe?

Annuities are safe investments, provided you work with a reputable insurance company. As long as you’re confident in the financial soundness of the insurance company selling you the investment, you are guaranteed to get at least your principal back, depending on the type of annuity you purchase.Three insurance companies we work with:

Transamerica

  • Founded October 11, 1928, San Francisco, CA

  • Offers various life insurance products including annuities

Allianz

  • Founded Berlin, Germany in 1890

  • Global Insurance Provider and Asset Manager

Jackson National Life Insurance

  • Founded in 1961, Lansing, Michigan

  • Specializes in lifetime income annuities

About Our Company & Founder

Annuity Brokers is located at 17 South Oak St., Suite 100, Union, Missouri 63084. The firm was founded by licensed financial advisor Lucas Johnson.For his background, please visit FINRA's website: https://brokercheck.finra.org/individual/summary/6289731Disclaimer: We are not affiliated with Tom Hegna or his companies.

Telephone: 636.266.3010

© 2023 Annuity Brokers. All rights reserved.

Disclosures:

Securities offered through Kestra Investment Services, LLC, (Kestra IS), member FINRA/SIPC. Investment Advisory Services offered through Kestra Advisory Services, LLC, (Kestra AS) an affiliate of Kestra IS. First Street Financial Advisors is not affiliated with Kestra IS or Kestra AS. Investor Disclosures: https://bit.ly/KF-DisclosuresIn addition, follow-up conversations or meetings with individuals in a particular state that involve either the effecting or attempting to effect transactions in securities, or the rendering of personalized investment advice for compensation, will not be made absent compliance with state Broker-Dealer, agent or Investment Adviser Representative registration requirements, or an applicable exemption or exclusion. Annuity Brokers and Kestra are separate and unrelated companies.This site is published for residents of the United States only. Registered Representatives of Kestra Investment Services, LLC and Investment Advisor Representatives of Kestra Advisory Services, LLC, may only conduct business with residents of the states and jurisdictions in which they are properly registered. Therefore, a response to a request for information may be delayed. Not all of the products and services referenced on this site are available in every state and through every representative or advisor listed. Neither Kestra IS nor Kestra AS provides legal or tax advice. For additional information, please contact our Compliance department at 844-5-KESTRA (844-553-7872).